Regulators

ADGM FSRA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

ADGM provides client-money, custody, capital and complaints safeguards, but no fixed statutory compensation amount applies to all investment clients.

Protection depends on the firm’s permissions, client classification and whether assets are held under client-money rules.

AFM is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The Dutch investor compensation scheme covers up to EUR 20,000 per investor when a licensed investment firm fails and cannot return financial instruments or money.

Does not cover market losses, investment advice losses or crypto-assets. Confirm that the contracting institution is covered.

AMF France is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

France’s securities guarantee may cover up to EUR 70,000 of missing securities when an investment firm fails; treatment of associated cash depends on the institution type.

Covers securities or associated funds that cannot be returned, not trading or market losses. Product and entity eligibility must be checked.

ASIC is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Australia’s Compensation Scheme of Last Resort may pay up to AUD 150,000 for eligible unpaid AFCA determinations in specified subsectors.

Not general broker insolvency insurance. It only covers statutory subsectors including personal financial advice, securities dealing and certain credit services; do not assume forex or CFD accounts qualify.

BaFin is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Germany’s investor compensation scheme generally covers 90% of eligible claims, up to EUR 20,000 per investor.

Applies when a participating investment firm cannot return client money or securities. It is distinct from EUR 100,000 bank deposit protection and does not cover market losses.

CBI is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Ireland’s Investor Compensation Scheme covers 90% of an eligible investor’s net loss, up to EUR 20,000.

Applies when a member investment firm cannot return client money or investments, not to poor performance or market losses.

CFTC is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The US has no general federal investor compensation insurance for futures or retail forex accounts. Regulated futures customer funds are generally segregated, but segregation does not guarantee full recovery.

SIPC generally does not cover commodity futures or retail forex contracts. Verify the FCM/RFED status and applicable customer-fund rules.

CIRO is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The Canadian Investor Protection Fund generally covers up to CAD 1 million for an individual’s general accounts when a CIRO member becomes insolvent and client property is missing.

Covers eligible property held by a CIPF member and not returned after insolvency, not market losses. Separate account categories may have separate limits.

CNMV is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Spain’s FOGAIN covers up to EUR 100,000 per customer when a member investment firm is insolvent and cannot return entrusted cash or securities.

Does not cover investment value declines. The firm, client and assets must be eligible under FOGAIN.

CONSOB is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Italy’s investor compensation arrangements apply to eligible claims when a participating investment intermediary cannot return client assets, under the EU investor-compensation framework.

Coverage and calculation depend on scheme membership, claim date and client eligibility. Market losses are not covered.

CSSF is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Luxembourg’s SIIL covers up to EUR 20,000 per person and institution when a member cannot return financial instruments or eligible investment claims.

Does not cover market-price changes. Both the client and institution must meet SIIL eligibility rules.

CySEC is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Cyprus’s Investor Compensation Fund covers the lower of 90% of eligible cumulative claims and EUR 20,000.

Only applies to fund members, eligible retail clients and covered services. Normal trading losses are not compensated.

DFSA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The DFSA provides client-money, custody, capital and complaints safeguards, but no universal statutory investor compensation fund limit.

Check that the contracting entity is in the DIFC, its permission covers the product, and whether the client is retail or professional.

Danish FSA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Denmark’s Guarantee Fund covers up to the equivalent of EUR 20,000 per investor when a covered institution cannot return securities belonging to the investor.

Covers the value of securities that cannot be returned, not market losses. The institution must be covered by the investor guarantee scheme.

EFSA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Estonia’s Guarantee Fund protects eligible investments up to EUR 20,000 per investor when a regulated investment institution cannot return them.

Excludes statutory categories such as professional investors and does not compensate market-price losses.

UK FCA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The UK FSCS may cover eligible investment claims up to GBP 85,000 per eligible person, per failed firm.

The provider, service and product must be regulated by the FCA/PRA. Poor investment performance is not covered. This is separate from the GBP 120,000 bank-deposit limit.

FINMA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Eligible Swiss bank deposits are protected up to CHF 100,000 per client and bank under esisuisse; custody securities are generally segregated and returned.

This is bank-deposit protection, not universal compensation for every FINMA-licensed broker or forex/CFD loss. Check whether the entity is a member bank and whether the funds are qualifying deposits.

FINRA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

US SIPC protection covers up to USD 500,000 per customer, including up to USD 250,000 for cash, when a member securities broker fails and customer property is missing.

Only applies to eligible securities accounts at SIPC members. It does not cover market losses, and commodity futures or retail forex are generally excluded.

FMA NZ is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

New Zealand has no general statutory investor compensation fund covering all investment-firm failures.

Protection mainly comes from client-money and custody rules, licensee obligations and approved financial dispute-resolution schemes.

Japan FSA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The Japan Investor Protection Fund may compensate up to JPY 10 million per customer when a member securities firm fails and cannot return customer assets.

Covers eligible member securities firms and missing customer cash or securities, not market losses. Check the legal entity and fund membership for leveraged FX accounts.

Korea FSC is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Korean securities clients are mainly protected through segregation, depository and clearing arrangements; no universal fixed investment-compensation limit applies to every securities or derivatives client.

Bank deposit insurance and securities investor protection are different regimes. Check the contracting institution and asset type.

HKMA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Hong Kong’s Deposit Protection Scheme covers eligible deposits up to HKD 800,000 per depositor, per Scheme member bank.

Only qualifying bank deposits are covered. Structured deposits, investment products and forex/CFD trading accounts are generally not protected deposits.

Japan FSA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The Japan Investor Protection Fund may compensate up to JPY 10 million per customer when a member securities firm fails and cannot return customer assets.

Covers eligible member securities firms and missing customer cash or securities, not market losses. Check the legal entity and fund membership for leveraged FX accounts.

KNF is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Poland’s scheme pays 100% of the first EUR 3,000 and 90% above that; eligible assets are capped at EUR 22,000, producing maximum compensation of EUR 20,100.

Applies when a participating licensed brokerage provider cannot return client cash or financial instruments. Investment losses are not covered.

MAS is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Singapore’s Deposit Insurance Scheme covers eligible Singapore-dollar deposits up to SGD 100,000 at scheme members.

Investment products, foreign-currency deposits and ordinary forex/CFD trading funds are not deposit-insured. Investment clients mainly rely on client-asset segregation and custody rules.

MFSA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Malta’s Investor Compensation Scheme covers 90% of an eligible net loss, up to EUR 20,000 per investor.

Only applies to participating MFSA-licensed investment firms and eligible investments. Market movements, poor performance and properly executed losing investments are not covered.

NFA is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The US does not provide a general statutory compensation insurance scheme for futures or retail forex accounts at NFA members.

Futures customer funds are generally subject to segregation rules, while retail forex funds are treated differently. SIPC generally does not cover forex or commodity futures contracts.

SEBI is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Indian securities exchanges maintain investor protection funds, but eligibility and limits depend on the specific exchange and its rules rather than one national amount.

Mainly applies to specified events such as exchange-member defaults. OTC forex, CFDs or unauthorized platforms should not be assumed to be covered.

US SEC is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

US SIPC protection covers up to USD 500,000 per customer, including up to USD 250,000 for cash, when a member securities broker fails and customer property is missing.

The broker must be a SIPC member and the account property eligible. Market losses are not covered, and retail forex and most commodity futures are outside scope.

HK SFC is listed in TraderVote as a top-tier financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Hong Kong’s Investor Compensation Fund covers eligible exchange-traded securities and futures losses caused by intermediary default, up to HKD 500,000 per investor for securities and futures respectively.

Covers Hong Kong exchange-traded products and eligible northbound Stock Connect securities. Leveraged foreign exchange trading is expressly excluded.

BAPPEBTI is Indonesia’s government regulator for commodity futures trading. Its official futures broker directory lists licensed firms and license numbers.

Protection for Indonesian futures-broker clients mainly relies on segregated customer accounts, futures exchanges and clearing arrangements; the official broker directory does not state one fixed statutory per-client compensation limit.

Verify the broker, exchange and clearing membership, and that deposits are sent to an officially recognized segregated customer account.

JSC Jordan is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Jordan’s capital-market framework provides licensing, client-asset and complaints safeguards; no universal fixed compensation limit was identified for all investment firms.

Recourse depends on the licensed entity, trading venue, custody arrangement and applicable dispute process.

CMA Kenya is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Kenya’s Investor Compensation Fund may cover eligible losses from a licensed stockbroker or dealer failing to meet contractual obligations, up to KES 50,000 per investor.

Primarily applies to licensed capital-market stockbrokers or dealers and should not be assumed to cover every forex or CFD business.

CVM Brazil is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Brazil’s B3 Loss Reimbursement Mechanism may reimburse up to BRL 200,000 per event for specified operational or conduct failures by brokers in B3 markets.

Only applies to operations and services covered by B3/BSM rules. It is not insurance against all investment losses or every OTC forex/CFD product.

FSCA is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

South Africa has no universal statutory compensation fund limit for every FSCA-licensed investment or forex client.

Protection mainly comes from client-money rules, licensee duties, ombud channels and liquidation claims. Verify the specific FSP permission.

ISA is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Israel provides licensing, capital, client-asset and market-infrastructure safeguards, but no universal fixed compensation limit was identified for all investment or forex clients.

Protection depends on the institution type, custody structure, product and client agreement.

OJK is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Indonesia’s Securities Investor Protection Fund may compensate eligible custody-asset losses up to IDR 200 million per investor.

Applies to eligible capital-market assets held through fund-member custodians. It does not automatically cover BAPPEBTI futures accounts, crypto-assets or all investment losses.

The UAE Capital Market Authority, formerly the Securities and Commodities Authority, regulates the UAE onshore capital market. The SCA-UAE code is retained in TraderVote for historical broker-license compatibility.

The UAE onshore securities regime provides client-money, custody, licensing and complaints safeguards, but no universal statutory compensation limit for all retail investment clients.

Distinguish UAE CMA, DFSA and ADGM-FSRA entities, and verify product permissions and client-money arrangements. UAE CMA was formerly the SCA.

SEC Thailand is listed in TraderVote as a regional financial market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Thailand’s Securities Investor Protection Fund covers specified failures by voluntarily participating brokers, up to THB 1 million per investor, per member broker.

The broker must be an SIPF member and coverage mainly concerns SET securities. Derivatives use a separate DIPF, and forex/CFD accounts should not be assumed covered.

BVI FSC is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

No general statutory investor compensation scheme or fixed limit was identified for retail forex or CFD clients.

Protection mainly depends on client-money arrangements, contractual rights, complaints and insolvency proceedings.

CBCS is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

No universal statutory compensation limit was identified for all Curaçao and Sint Maarten licensed investment or forex clients.

Verify the licence class, contracting entity, location of custody and local complaint and liquidation channels.

CIMA is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The Cayman Islands has no universal statutory investor compensation fund limit covering all securities or forex clients.

Protection focuses on licensing, prudential requirements, client assets and complaints. Legal segregation of fund or securities assets must be checked separately.

FSA Seychelles is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Seychelles does not publish a universal statutory compensation fund limit for all retail securities-dealer or forex clients.

Licensees may be subject to capital, client-money and audit requirements, but these are not a government guarantee of principal.

FSC Mauritius is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Mauritius does not publish one fixed statutory compensation limit covering every investment dealer, forex or CFD client.

Protection depends on licence category, client-money segregation, custody arrangements and complaint or liquidation procedures.

Belize FSC is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

No general statutory compensation limit was identified for retail forex or CFD clients. A licence does not mean the government will compensate clients if a firm fails.

Protection mainly depends on the firm’s client-money arrangements, contractual rights, complaints process and liquidation.

Belize FSC is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

No general statutory compensation limit was identified for retail forex or CFD clients. A licence does not mean the government will compensate clients if a firm fails.

Protection mainly depends on the firm’s client-money arrangements, contractual rights, complaints process and liquidation.

Labuan FSA is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

Labuan has no universal statutory investor compensation fund limit covering every licensed investment, forex or CFD client.

Protection mainly comes from licensing, capital, client-money, custody and complaints rules. Verify the entity’s exact permission.

SCB Bahamas is listed in TraderVote as a light-touch or offshore-market regulator. Traders should verify the broker entity and license number directly on the regulator website before depositing funds.

The Bahamas does not publish one fixed statutory compensation fund limit applicable to every securities firm, forex or CFD client.

Investors should verify registration category, client-asset arrangements, complaint channels and liquidation rights.