交易环境
滑点、稳定性、订单执行与报价异常
全网评论信号6.1权重 22%
XTB
KNF
FCAFinancial Conduct Authority
CySECCyprus Securities and Exchange Commission
CNMV
DFSA
IFSC-BZXTB is a Warsaw-listed multi-asset broker founded in 2002. It offers exchange-traded investments and leveraged CFDs through separately regulated entities; products, leverage, protections, costs and payment rules depend on residence and client classification.
Last verified: 2026年9月15日Sources and audit trail
This verified profile is fully translated in English and Simplified Chinese.
Overview
XTB is a Warsaw-listed multi-asset broker founded in 2002. It offers exchange-traded investments and leveraged CFDs through separately regulated entities; products, leverage, protections, costs and payment rules depend on residence and client classification.
TraderVote user rating
No trader rating yet
交易者评测
0
Regulation
Regulated (Tier-1)
Main regulators
KNFFCACySECMain strengths
Main risks
Not enough reviews to assess risk themes
真实采集更新于 2026年9月16日
AI 全网综合评分
XTB 的五项全网口碑维度与一项客观监管维度综合结果
全网口碑 75% 5.2监管与合规 25% 9.6
6.3/ 10一般
数据置信度85% · 高
出入金
到账、提款、补充审核与支付渠道
全网评论信号3.7权重 18%
客户服务
响应速度、专业程度与投诉处理
全网评论信号5.3权重 13%
交易成本
点差、佣金、隔夜费与隐藏费用
全网评论信号5.4权重 18%
营销与销售行为
促销条款、销售压力与收益宣传
全网评论信号5.3权重 4%
监管与合规
评分规则不读取评论情绪。牌照等级与质量占60%，司法辖区覆盖占25%，一级监管地区多样性占15%；新增牌照按递减收益计分，监管处罚或牌照暂停会产生扣分。查看完整评分方法 →牌照级别、司法辖区覆盖与监管多元性
客观监管事实9.6权重 25%
评论维度中，交易环境表现相对最好，出入金相对较弱。监管与合规根据已核实牌照事实独立评分，不受评论情绪影响。
| 维度 | 分数 | 条相关提及 |
|---|---|---|
| 交易环境 | 6.1 | 85 |
| 出入金 | 3.7 | 62 |
| 客户服务 | 5.3 | 77 |
| 交易成本 | 5.4 | 53 |
| 营销与销售行为 | 5.3 | 10 |
| 监管与合规 | 9.6 | 6 |
Products
- Foreign-exchange CFDs
- Index and commodity CFDs
- Stock and ETF CFDs
- Cryptocurrency CFDs where permitted
- Exchange-traded stocks and ETFs in supported regions
- Investment Plans and fractional rights where available
Accounts
- Standard account
- Swap Free account in eligible countries
- Professional account where qualification is available
- Permanent USD demo account
Platforms and tools
- xStation web platform provides order entry, charts, market analysis, instrument specifications and account management.
- The XTB mobile app supports live and demo accounts, trading, investing, deposits and withdrawal requests on supported services.
- Platform availability and particular tools differ by entity, country and product.
Funding currencies
USDEURGBPPLN
Support and availability
The international contact page lists 24/5 chat support, while the group page says customer service is available Monday through Friday by email, chat and phone in 18 languages. Exact hours, languages and phone channels vary by branch.
Onboarding selects the contracting entity by residence. The Cyprus entity states that it does not serve US residents, and international pages exclude service where local law prohibits it. Products and professional-client options vary by jurisdiction.
Regulation
监管
XTB S.A.
Poland · KNF
- 监管
- KNF
- Licence / registration number
- DDM-M-4021-57-1/2005
Client protection
Client money and investment assets are safeguarded under Polish and European investment-firm rules. Any compensation-scheme eligibility is conditional; ordinary market losses are not protected.
View protection details
Client money and investment assets are safeguarded under Polish and European investment-firm rules. Any compensation-scheme eligibility is conditional; ordinary market losses are not protected.
The listed group parent and Polish brokerage entity, supervised under the licence granted on 8 November 2005.
Official record ↗XTB Limited
United Kingdom · FCA
- 监管
- FCA
- Licence / registration number
- 522157
Client protection
Retail client money is held in segregated trust accounts. Eligible claims may receive FSCS protection up to GBP 120,000 if the firm cannot meet its obligations; eligibility, claim type and exclusions apply.
View protection details
Retail client money is held in segregated trust accounts. Eligible claims may receive FSCS protection up to GBP 120,000 if the firm cannot meet its obligations; eligibility, claim type and exclusions apply.
England and Wales company number 07227848.
Official record ↗XTB Limited
Cyprus · CySEC
- 监管
- CySEC
- Licence / registration number
- 169/12
Client protection
The entity participates in the Cyprus Investor Compensation Fund. Coverage is subject to scheme eligibility and does not reimburse normal investment losses.
View protection details
The entity participates in the Cyprus Investor Compensation Fund. Coverage is subject to scheme eligibility and does not reimburse normal investment losses.
Cyprus company registration HE 296794.
Official record ↗XTB S.A., Sucursal en España
Spain · CNMV
- 监管
- CNMV
- Licence / registration number
- Branch register 40
Client protection
This is a branch of XTB S.A., not a separately licensed company. Client safeguards follow the home-state authorisation and applicable Spanish conduct rules.
View protection details
This is a branch of XTB S.A., not a separately licensed company. Client safeguards follow the home-state authorisation and applicable Spanish conduct rules.
Registered with CNMV under number 40; NIF W0601162A.
Official record ↗XTB MENA Limited
United Arab Emirates, DIFC · DFSA
- 监管
- DFSA
- Licence / registration number
- F006316
Client protection
The Category 3A permission includes matched-principal dealing, client-money holding and retail-client service. No fixed statutory compensation amount was verified for all clients.
View protection details
The Category 3A permission includes matched-principal dealing, client-money holding and retail-client service. No fixed statutory compensation amount was verified for all clients.
DIFC registration number 4365.
Official record ↗XTB International Limited
Belize · IFSC-BZ
- 监管
- IFSC-BZ
- Licence / registration number
- FSC 6442514
Client protection
XTB states that client money is kept separately from company funds. No universal statutory investor-compensation limit was verified for this entity.
View protection details
XTB states that client money is kept separately from company funds. No universal statutory investor-compensation limit was verified for this entity.
Current official footer lists company registration 000000587 and FSC registration 6442514; older documents show superseded identifiers.
Official record ↗Trading conditions
- 点差起
- 0.5 pips
- 最高杠杆
- 1:500
- 执行方式
- XTB uses market execution: execut…
- 佣金
- Not available
- 交易平台
- xStation · XTB Mobile App
- Minimum deposit
- XTB does not set a minimum initial deposit. Individual payment methods, instruments and regional services can impose transaction minimums.
- Spreads and commissions
- The international Standard offer publishes floating spreads from 0.5 pips with no separate CFD commission. Pro or product-specific pricing can use lower market spreads plus commission. Stocks and ETFs are commission-free up to EUR 100,000 monthly turnover in the cited international offer, then 0.2% with a EUR 10 minimum.
- Execution
- XTB uses market execution: execution is sought at the best price it can offer, but the displayed price is not guaranteed and slippage or rejection can occur. The exact counterparty or agency model depends on entity and product.
- Maximum leverage
- The highest verified leverage XTB can provide across all regions is 1:500 for individual clients of the international service on eligible CFDs. It is not universal: UK and European retail caps, entity, instrument, account settings and classification apply. Real stocks and ETFs are not leveraged.
- Margin close-out
- Stop-out is triggered at the margin level specified for the client jurisdiction. The UK terms permit close-out when equity or balance is at or below 50% of blocked margin; an older MT4 education page describes 30% for that service. No single percentage should be applied to every entity or platform.
- Currency conversion
- The cited international pricing page lists a 0.5% currency-conversion fee. Other entities and products can use different schedules.
CFDs are complex leveraged instruments and can cause rapid loss. The displayed 1:500 is the highest verified capability, not a recommendation or a right available to every client; protections and negative-balance rules differ by entity and classification.
Payments
入金
1 种方式| 方式 | 最低金额 | 处理时间 | 费用 |
|---|---|---|---|
| Bank transfer, card and supported online paymentsUSD | No XTB minimum deposit | Supported electronic methods are generally instant; bank transfers take longer and timing depends on the bank and currency. | XTB lists no fee for card or bank transfer; Skrill is 2% and Neteller 1% on the cited international service. Banks and providers can add fees. |
出金
2 种方式| 方式 | 最低金额 | 处理时间 | 费用 |
|---|---|---|---|
| Withdrawal to a verified bank accountUSD | Any amount can be requested; the cited international service charges below USD 50 | XTB sends the payment on the same or next business day; final bank credit can take longer. | USD 30 below USD 50 on the cited international service; withdrawals above USD 50 are free. Recipient or intermediary banks can add fees. |
| UK-service bank withdrawalGBP · USD · EUR | No minimum withdrawal | Submitted before 13:00 GMT is processed the same day; bank receipt usually takes one to three working days. | XTB does not charge a withdrawal fee; recipient and intermediary banks can charge. |
仅支持客户本人名下账户或银行卡；可用方式、限额与审核要求以实际签约实体为准。
Promotions
Active offers and promotions from XTB
Regional XTB Card purchase cashback
One percent purchase cashback, capped at EUR 20 per month in the cited programme. Merchant, transaction and programme exclusions apply; this is not a trading-deposit bonus.
Eligible users of the multi-currency XTB Card can receive cashback on everyday card purchases, subject to regional programme terms.
Eligibility: Only offered in supported card regions, including the cited Portugal programme. The client must accept the terms, grant required data permissions and complete five qualifying regulated-market transactions to activate the 1% rate.
Official terms ↗Sources and audit trail
Last verified: 2026年9月15日
- XTB Poland legal information2026年9月15日
- XTB Limited Terms of Business2026年9月15日
- How XTB protects UK client money2026年9月15日
- How XTB Limited Cyprus is regulated2026年9月15日
- XTB Spain legal information2026年9月15日
- XTB MENA General Terms and Conditions2026年9月15日
- XTB International account and fees2026年9月15日
- XTB International leverage help2026年9月15日
- XTB market execution explanation2026年9月15日
- XTB UK withdrawals2026年9月15日
- XTB international contact information2026年9月15日
- XTB Card cashback programme2026年9月15日
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