XM

CYCySECCyprus Securities and Exchange CommissionAUASICAustralian Securities and Investments CommissionAEDFSAFSC-BZ

XM is a global forex and CFD brand operated by separately regulated Trading Point entities.

Last verified: 23 thg 8, 2026Sources and audit trail

This verified profile is fully translated in English and Simplified Chinese.

Overview

XM is a global forex and CFD brand operated by separately regulated Trading Point entities.

TraderVote user rating
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Đánh giá từ trader
0
Regulation
Regulated (Tier-1)
Main regulators
CYCySECAUASICAEDFSA
Main strengths
Main risks
Not enough reviews to assess risk themes
Live collectionUpdated 16 thg 9, 2026

AI web composite score

Five web-reputation dimensions plus one objective regulatory dimension for XM

Web reputation 75% 4.3Regulation 25% 8.7
5.4/ 10Average
Data confidence65% · Medium

Trading environment

Slippage, stability, execution and pricing anomalies

Public review signals
4.3Weight 22%
136 related mentionsPositive 34%

Deposits & withdrawals

Funding speed, withdrawals, checks and payment methods

Public review signals
4.2Weight 18%
273 related mentionsPositive 8%

Customer service

Response time, expertise and complaint handling

Public review signals
4.1Weight 13%
233 related mentionsPositive 8%

Trading costs

Spreads, commissions, swaps and hidden charges

Public review signals
4.4Weight 18%
123 related mentionsPositive 37%

Sales conduct

Promotion terms, sales pressure and return claims

Public review signals
5.0Weight 4%
31 related mentionsPositive 19%

Regulation & compliance

Scoring rulesReview sentiment is excluded. Licence quality accounts for 60%, jurisdiction coverage 25%, and Tier-1 diversification 15%. Additional licences have diminishing returns, while enforcement actions or licence suspensions may reduce the score.View full methodology →

Licence quality, jurisdiction breadth and regulatory diversification

Objective regulatory facts
8.7Weight 25%
4 verified regulators4 jurisdictions

Sales conduct is the strongest review-based dimension; Customer service is the weakest. Regulation & compliance is scored independently from verified licence facts.

532Accepted review records
482Content-deduplicated review records
455.2Weighted effective sample
2Sources

Review coverage 14 thg 4, 2021 – 16 thg 9, 2026 · Updated 16 thg 9, 2026

View calculation and source mix

Accepted review records are the records entering calculation. Content-deduplicated review records retain one record for identical content and do not represent unique people. Source counts are assigned after global content deduplication and sum to the deduplicated total. Weighted effective sample also applies source quality and time decay. The AI composite combines web reputation at 75% and regulation at 25%.

AI web composite score
DimensionScorerelated mentions
Trading environment4.3136
Deposits & withdrawals4.2273
Customer service4.1233
Trading costs4.4123
Sales conduct5.031
Regulation & compliance8.74

Products

  • Forex and CFDs on indices, commodities, precious metals, energies, shares and cryptocurrencies where available

Accounts

  • Standard, Ultra Low, Shares, swap-free and demo accounts; availability varies by entity

Platforms and tools

  • MetaTrader 4, MetaTrader 5, WebTrader and XM mobile application

Funding currencies

AUDEURGBPJPYUSDZAR

Support and availability

Official help centre, live chat, email and regional support channels are available.

Entity, accounts, leverage and promotions vary by country. The reviewed global page excludes the United States, Canada, Israel, Iran and sanctioned jurisdictions.

Regulation

Cơ quan quản lý

Trading Point of Financial Instruments Ltd

Cyprus · CySEC

Active
Cơ quan quản lý
CySEC
Licence / registration number
120/10

Client protection

Eligible retail claims may fall under the Cyprus Investor Compensation Fund.

View protection details

Eligible retail claims may fall under the Cyprus Investor Compensation Fund.

Official record ↗

Trading Point of Financial Instruments Pty Ltd

Australia · ASIC

Active
Cơ quan quản lý
ASIC
Licence / registration number
AFSL 443670

Client protection

Australian client-money and retail rules apply only to this entity.

View protection details

Australian client-money and retail rules apply only to this entity.

Official record ↗

Trading Point MENA Limited

United Arab Emirates · DFSA

Active
Cơ quan quản lý
DFSA
Licence / registration number
F003484

Client protection

Protection follows DFSA rules and the applicable client agreement.

View protection details

Protection follows DFSA rules and the applicable client agreement.

Official record ↗

XM Global Limited

Belize · FSC-BZ

Active
Cơ quan quản lý
FSC-BZ
Licence / registration number
8557558

Client protection

Protection follows Belize rules and the applicable client agreement; it is not equivalent to EU compensation coverage.

View protection details

Protection follows Belize rules and the applicable client agreement; it is not equivalent to EU compensation coverage.

Official record ↗

Trading conditions

Spread từ
0.6 pips
Đòn bẩy tối đa
1:1000
Execution
Not available
Commission
Not available
Nền tảng
MT4 · MT5 · XM App
Pricing
Standard and Ultra Low pricing varies by entity and instrument; spreads, swaps and any commission are shown in the applicable contract specifications.
Highest verified leverage
Up to 1:1000 is advertised on selected global accounts. EU, UK, Australian and other regulated retail limits are lower, and equity, instrument and client classification can further reduce leverage.
Risk controls
The reviewed global account page states negative balance protection; margin and stop-out levels remain entity and account-specific.

Leveraged CFD trading can cause rapid losses. The displayed leverage is the highest verified brand offering, not a global entitlement; entity, country, client classification, account, instrument, equity and market-event limits can be lower.

Payments

Deposits

1 methods
MethodMinimumProcessingFee
Bank wire, cards, electronic wallets and local methods shown in the member areaAUD · EUR · GBP · JPY · USD · ZARUSD 5 or equivalent for Standard and Ultra Low; method-specific minimums can differ.Method, entity and country-specificXM states no deposit or withdrawal fee; international bank-wire coverage applies to transactions of at least USD 200, while intermediary charges can still occur.

Withdrawals

1 methods
MethodMinimumProcessingFee
Return through available verified methodsUSD 5 or equivalent, subject to payment-method minimumsRequests can be executed immediately or the same day; bank wire and cards usually reach the client in 2–5 business days.No XM fee stated; external charges can apply.

Accounts or cards must be in the client’s name. Availability, limits and checks depend on the contracting entity.

Promotions

Active offers and promotions from XM

No verified active promotions.

Sources and audit trail

Last verified: 23 thg 8, 2026

  1. XM account types23 thg 8, 2026
  2. XM stable leverage23 thg 8, 2026
  3. XM deposits and withdrawals help23 thg 8, 2026
  4. XM MENA account and legal disclosure23 thg 8, 2026
  5. XM Australia product disclosure statement23 thg 8, 2026

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Company identityNot verified
Licence verification0/0

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